Recapitalisation: the questions boards should be asking
A practical look at capital options, valuation and integration risk for Nigerian banks raising new capital.
Banking
Helping Nigerian financial institutions grow with trust intact
Nigeria’s financial sector is being reshaped at speed. Banks are raising fresh capital, insurers face a new regulatory settlement, and pension and asset managers are looking for growth beyond traditional products. Fintechs and payment providers now sit at the centre of how Nigerians save, borrow and pay.
Flowpond Concepts works with banks, insurers, pension fund operators, asset managers, capital market operators and fintechs across the country. We help leadership teams meet the expectations of the CBN, SEC, NAICOM and PenCom while building businesses that are efficient, well controlled and ready to scale.
The CBN’s recapitalisation programme is pushing banks to raise capital through rights issues, private placements and combinations. Boards need clear capital plans, credible valuations and strong integration discipline. The outcome will shape competition for years.
We bring audit, tax, deals and consulting specialists together around the issues that matter most to Nigerian financial institutions. Our teams understand local regulation and work alongside yours from diagnosis through to delivery.
Financial institutions report to demanding audiences, from regulators and rating agencies to depositors and investors. We provide statutory audits and support complex reporting areas such as IFRS 9 expected credit loss and IFRS 17 insurance contracts.
Our approach focuses on the judgements that matter most, so boards and audit committees receive clear, useful findings.
A practical look at capital options, valuation and integration risk for Nigerian banks raising new capital.
Banking
Key areas banks, insurers and asset managers should review as the new tax framework takes effect.
Tax
How insurers can turn a demanding reporting standard into better insight on profitability and risk.
Insurance
Why strong governance, compliance and controls are becoming a growth advantage for Nigerian fintechs.
Fintech
What governance, valuation and disclosure practices investors expect as portfolios diversify.
Pensions
Turning the Nigeria Data Protection Act 2023 into clear, workable practices across customer journeys.
Data
Explore the services our financial services clients use most, from assurance and tax through to transactions and transformation.
Whether you are raising capital, entering a new market or responding to new regulation, our financial services team can help you plan with confidence.
Streamlining data and controls behind prudential returns. [CLIENT TO CONFIRM: client and outcome]
Building reporting processes for a new insurance standard. [CLIENT TO CONFIRM: client and outcome]
Preparing a growing payments business for investor scrutiny. [CLIENT TO CONFIRM: client and outcome]
![Portrait of [CLIENT TO CONFIRM: partner name]](/assets/logo/flowponds.svg){kind=logo}
Partner, Financial services
Director, Financial services regulation